HammondsCare

 Medicare Advantage, also called Medicare Part C is an all-in-one alternative to Original Medicare. These plans are offered by private insurance companies and include all Medicare Part A and Part B benefits. Many plans also include prescription drug coverage and extra benefits like dental, vision, and hearing.

Medicare Supplement insurance gives you extra protection from high medical expenses by covering many of the costs Medicare doesn’t pay. It keeps your coverage simple—no networks or referrals are required. You stay in control of your doctors, while gaining more financial peace of mind.

Medicare prescription drug plans help pay for brand-name and generic medications your doctor prescribes. They are designed to make your prescriptions more affordable throughout the year. Each plan has its own list of covered drugs, so choosing one that fits your needs is important.

Health Insurance Marketplace plans provide full-spectrum health coverage for individuals and families who don’t get insurance through an employer. They include essential health benefits like preventive care, hospitalization, and prescription medications. Many enrollees receive financial assistance, making it easier to access dependable coverage at a manageable cost.

Individual health coverage is designed for people who need their own health insurance outside of an employer plan. These plans help cover essential medical care including doctor visits, preventive services, and prescription medications. Whether you’re self-employed, between jobs, or uninsured, there are options to fit your budget and health needs.

Ancillary insurance plans provide coverage for important services that traditional health plans may not include, such as dental, vision, and hearing. These benefits help protect your overall well-being by reducing out-of-pocket costs for routine care. They are a great way to add extra protection and peace of mind to your existing coverage.